Is window washing after construction 5610?

Not in Minnesota: crews that wash windows and sweep or mop to ready a site are 9014.

Is code 5610 used in Texas?

No. Code 5610 is not in Texas's advisory loss costs effective July 1, 2026, so this work takes another class there. Your carrier or advisor confirms which.

How is the premium for code 5610 worked out?

Your payroll in this class, divided by 100, times your carrier's rate for the class. Then your experience mod, any schedule credit or debit, and an expense constant if your policy has one. Premium discounts, state assessments and minimum premiums are separate.

COVERAGE / WORKERS' COMP / CLASS CODES / 5610

CLASS CODE · CONSTRUCTION

Class code 5610: construction debris removal

Florida's construction list titles 5610 as debris removal cleaners working for construction contractors. Minnesota uses another code for the same work.

SYSTEM: NCCI numbering
INDUSTRY: Construction
WHERE: NCCI states, not Texas
PREMIUM ON: Payroll in this class

WHAT THE CODE COVERS

Construction debris removal; some states use another code.

What work does code 5610 cover?

Florida lists the same work by a temporary labor service as 5613. Minnesota puts debris removal by a subcontractor in connection with construction in 9403, and cleaning crews that wash windows and sweep or mop to ready a site in 9014.

Described in our own words from Florida's construction classification rule and Minnesota's rating bureau manual. Wording and scope differ by state; the manual filed in your state decides.

Often confused with

9014 Crews that clean to ready a site, in Minnesota.
5613 Debris removal by a temporary labor service, in Florida's list.
9403 Debris removal by a subcontractor, in Minnesota.

Which pay counts toward code 5610 premium?

Premium is figured on payroll for the work in this class, and the rate is premium per $100 of it. What counts is set state by state. Minnesota's manual and Oregon's state fund, SAIF, both count employees' pre-tax deductions, such as 401(k) and Section 125 contributions, and both leave out the overtime premium, the extra half of time and a half (Minnesota requires records that show overtime pay by employee and by class). Check your state's rules. Minnesota and SAIF both count prevailing wage (Davis-Bacon) pay, but not the employer's fringe payments into a qualified pension trust; SAIF also leaves out those paid into a group insurance plan.

WHERE IT APPLIES

Where does code 5610 apply?

NCCI is the rating bureau

These states have named NCCI their rating organization, so the code comes from NCCI's manual, with each state's exceptions.

Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, West Virginia

Texas does not list 5610 in its advisory loss costs effective July 1, 2026, so a Texas policy uses another class for this work.

Own rating bureau: check its manual

An independent bureau sets the classes. Many numbers match NCCI's, but wording and scope can differ: Indiana's bureau files NCCI's manual with Indiana-specific codes, while Minnesota's publishes its own.

California, Delaware, Indiana, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, Wisconsin

State fund only

NCCI lists these as monopolistic states: workers' comp comes from the state fund, so ask the fund how it classes your work. Ohio's fund rates on NCCI classification codes; North Dakota, Washington and Wyoming use their own. Washington has its own risk classes and publishes hourly rates, so premium there follows hours worked, not payroll.

North Dakota, Ohio, Washington, Wyoming

Listed differently in these states

Minnesota: debris removal by a subcontractor in connection with construction is 9403; crews that clean to ready a site are 9014.

Sources: NCCI State Map: NCCI, independent bureau and monopolistic states; TDI: Texas advisory loss costs, effective July 1, 2026. Each state's rules and sources: Workers' comp by state.

ESTIMATE YOUR PREMIUM

Your payroll, your rate, before discounts and assessments.

Payroll in this class

PREMIUM PAYROLL IN THIS CLASS, PER YEARGross pay for the work in this class. Pre-tax deductions (401(k), Section 125) count. Overtime premium (the extra half) usually does not. Check your state's rules.

EMPLOYEES IN THIS CLASSFor the cost per employee.

PAY FREQUENCY

Your rating

YOUR RATE PER $100 OF PREMIUM PAYROLLFrom your quote or policy. Where loss costs are filed instead of rates, as in Texas, they leave out the carrier's expenses and are lower than your rate.

EXPERIENCE MODCompares your payroll and claims with the average employer in the same class codes. At 1.00 premium is unchanged; below 1.00 it drops, above 1.00 it rises.

SCHEDULE RATING

SCHEDULE CREDIT OR DEBIT, %0 if your quote shows none.

EXPENSE CONSTANT, PER YEARIf your quote shows one.

ESTIMATED ANNUAL PREMIUM · CODE 5610

Enter your rate

Before discounts and assessments.

Worklio Insurance bills pay-as-you-go comp with each payroll, no deposit; the audit usually confirms what you've already paid.

Not included: premium discount on larger policies, state assessments, terrorism and catastrophe charges, minimum premium.Get a real quote

In North Dakota, Ohio, Washington and Wyoming, ask the state fund for your class and rate.

COMMON QUESTIONS

Is window washing after construction 5610?: Not in Minnesota: crews that wash windows and sweep or mop to ready a site are 9014.
Is code 5610 used in Texas?: No. Code 5610 is not in Texas's advisory loss costs effective July 1, 2026, so this work takes another class there. Your carrier or advisor confirms which.
How is the premium for code 5610 worked out?: Your payroll in this class, divided by 100, times your carrier's rate for the class. Then your experience mod, any schedule credit or debit, and an expense constant if your policy has one. Premium discounts, state assessments and minimum premiums are separate.

SOURCES

For planning, not a quote or a classification ruling. An advisor confirms your class codes with your carrier.

New to workers' comp? Worklio HCM explains workers' compensation.

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