Workers' comp in Georgia.
Georgia requires workers' comp from 3 employees, with conditions. Class codes follow NCCI's manual, with Georgia's exceptions. You buy coverage from carriers.
- REQUIRED
- From 3 employees, with conditions
- RATING BUREAU
- NCCI
- CLASS CODES
- NCCI codes
- BUY FROM
- Carriers
Required from 3 employees, with conditions.
The rule
Georgia requires workers' comp from 3 employees. Georgia's rule: regularly employed in the Georgia business, regular part-time and seasonal included; corporate officers and LLC members count even if they waive coverage. Only employees in Georgia count toward it.
Source: Georgia State Board of Workers' Compensation, Workers' Compensation Insurance FAQs, checked October 5, 2026.
Coverage rules: Georgia State Board of Workers' Compensation, Workers' Compensation Insurance FAQs, read from an archived copy dated September 11, 2026.
Class codes follow NCCI's manual, with Georgia's exceptions.
Rating bureau
NCCI is Georgia's rating organization.
Class system
NCCI's codes, with Georgia's exceptions.
Codes on our pages
Not confirmed for Georgia: NCCI states use NCCI's codes with their own exceptions. An advisor confirms your class codes.
List: NCCI State Map: NCCI, independent bureau and monopolistic states, read from an archived copy dated September 29, 2026; not confirmed for the codes on our pages.
Your payroll, your rate, before discounts and assessments.
Your rate comes from carriers that actively write the class.
Worklio Insurance bills pay-as-you-go comp with each payroll, no deposit; the audit usually confirms what you've already paid.
COMMON QUESTIONS
- Do I need workers' comp in Georgia?
- Yes. Georgia requires workers' comp from 3 employees. Georgia's rule: regularly employed in the Georgia business, regular part-time and seasonal included; corporate officers and LLC members count even if they waive coverage. Only employees in Georgia count toward it.
- Who sets class codes in Georgia?
- NCCI, as Georgia's rating organization. Class codes follow NCCI's manual, with Georgia's exceptions. An advisor confirms your class codes.
- Is Worklio Insurance licensed in Georgia?
- Worklio Insurance Services LLC's producer is licensed in Georgia, and the agency license there has been applied for. See insurance licenses
SOURCES
- Georgia State Board of Workers' Compensation, Workers' Compensation Insurance FAQsWho must carry it, coverage rules, read from an archived copy dated September 11, 2026.
- NCCI State Map: NCCI, independent bureau and monopolistic statesRating bureau, class system, class codes (not confirmed), read from an archived copy dated September 29, 2026.
Figures as of September 11, 2026.
For planning, not a quote or a classification ruling. An advisor confirms your class codes with your carrier.