INDUSTRIES · STAFFING

Coverage that scales with every placement.

Workers at dozens of client sites, weekly payroll, and contracts that demand proof of coverage.

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A supervisor with a tablet briefing a crew in safety vests outside a distribution center

THE STAFFING STACK

What companies like yours usually carry.

Limits shown are common minimums, not advice.

Workers' compPlaced workers at many client sitesStatutoryREQUIRED BOP / general liabilityLiability at client locations$1M / $2MREQUIRED Employment practicesThird-party harassment by or against placed staff$1MREQUIRED Commercial crimeClient property and funds$500KRECOMMENDED Medical, dental, visionACA offers for variable-hour workersPer planRECOMMENDED

01
Comp by client site
Class codes mapped per placement.
02
ACA for variable hours
Measurement periods tracked from payroll.
03
Client COIs
Issued the same day a contract lands.

TOP RISKS WE PLAN FOR

01Placed workers at client sites. Comp exposure depends on where and how staff work.
02Third-party claims. Harassment and property claims at client locations.
03ACA for variable hours. Measurement periods matter for offers of coverage.

STAFFING QUESTIONS

Is comp priced per client site?: Class codes are mapped per placement for accurate pricing.
Can you issue client COIs quickly?: Yes, the same day a contract lands.

YOUR PROGRAM AT A GLANCE

Every line a staffing company typically needs, on one application.

WORKFORCEWorkers' compPay-as-you-go premiums billed with each payroll PROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business property WORKFORCEEmployment practicesWrongful termination, harassment, discrimination claims FINANCIAL + MANAGEMENTCommercial crimeEmployee theft, fraud, and funds-transfer schemes EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriers

HOW IT WORKS FOR STAFFING

01Connect payroll. Census, wages by class code, and locations pulled from Worklio HCM or uploaded.
02Market to carriers. We submit to carriers that actively write staffing risks.
03Compare and bind. Side-by-side options with limits, deductibles, and total cost.
04Service all year. COIs, claims advocacy, audits, and renewal planning from one team.

WHAT WE'LL NEED TO QUOTE YOU

APPLICATIONS

ACORD 125
ACORD 130
ACORD 126
ACORD 140
Carrier supplement
Employee census + group application

DOCUMENTS

Payroll by class code (from payroll)
Loss runs, 3–5 years
Current policy declarations
Experience mod worksheet
Revenue and operations description
Statement of values by location
Employee handbook
Headcount by state

AFTER YOU BUY

Certificates on demand
Issue COIs with additional insureds from your dashboard.
Claims advocacy
Your advisor works the claim with the carrier.
Audits without surprises
Payroll-based premiums reconcile as you go.
Renewal planning
Options on the table 60 days before renewal.

WORTH CONSIDERING

EMPLOYEE BENEFITSLife + disabilityGroup term life, AD&D, short- and long-term disability PROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and drivers PROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liability FINANCIAL + MANAGEMENTDirectors + officersProtects leadership from management decision claims

WORKERS' COMPClass codesWhat each code covers, for staffing.TOOLCoverage finderCheck required lines for your states.TOOLSavings calculatorEstimate first-year value.GUIDELeaving a PEOOwn your plans and policies.WORKLIO HCMPayroll for staffingIndustry pay rules, on one platform.

$35+ Billion
PAYROLL AND TAXES PAID
23+ Million
ACH TRANSACTIONS
4.3+ Million
W-2S / 1099S PROCESSED
2.8+ Million
EMPLOYEES PAID

TRUSTED BY PARTNERS INCLUDING

OTHER INDUSTRIESSenior care Healthcare Behavioral health Dental + veterinary groups Manufacturing Construction Auto dealer groups Franchise groups Facility services Logistics Restaurants Hotels Professional services Education + childcare Nonprofits

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