INSURANCE
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COVERAGE / PROPERTY + LIABILITY / BOP / GENERAL LIABILITY
PROPERTY + LIABILITY

Liability and property coverage in one policy.

General liability for customer injuries and property damage, plus coverage for your buildings, equipment, and lost income.

Quote BOP / general liabilityDo I need this?
LIMITS
$1M / $2M typical
PROPERTY
Buildings, equipment, inventory
INCOME
Business interruption
COIS
Instant from your dashboard

WHAT'S COVERED

  1. 01Bodily injury. Someone is hurt at your location or by your work.
  2. 02Property damage. You damage a customer's property.
  3. 03Business property. Your buildings, equipment, and inventory.
  4. 04Business interruption. Lost income after a covered loss.

COMMON QUESTIONS

BOP or standalone GL?
BOPs bundle property and liability at a lower price for most offices and retail; riskier operations may need standalone lines.
Can I add additional insureds?
Yes, and issue certificates yourself any time.
Can I bundle this with other coverage?
Yes. One application covers every line we quote, with one renewal calendar and one advisory team.
Does Worklio payroll help?
If you run payroll on Worklio HCM, we pre-fill company details, headcount, and payroll data. We also work with any other payroll provider.

WHAT AFFECTS YOUR PRICE

  1. 01Annual revenue and operations
  2. 02Building and contents values
  3. 03Number and type of locations
  4. 04Claims history

HOW WE QUOTE IT

APPLICATION
ACORD 125 + 126 + 140
WHAT TO HAVE READY
  • Revenue and operations description
  • Statement of values by location
  • Loss runs, 3–5 years
On Worklio HCM? Payroll and headcount data are pre-filled.

WHO USUALLY CARRIES IT

  • $35+ Billion
    PAYROLL AND TAXES PAID
  • 23+ Million
    ACH TRANSACTIONS
  • 4.3+ Million
    W-2S / 1099S PROCESSED
  • 2.8+ Million
    EMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING

OFTEN PAIRED WITH

PROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liabilityPROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and driversFINANCIAL + MANAGEMENTCyber liabilityBreach response, ransomware, and data liability

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