INSURANCE
COVERAGE / FINANCIAL + MANAGEMENT / CYBER LIABILITY
FINANCIAL + MANAGEMENT

When data goes missing, get back to work fast.

Breach response, ransomware, funds-transfer fraud, and liability for customer and employee data.

RESPONSE
24/7 breach hotline
RANSOMWARE
Extortion + recovery
FRAUD
Social engineering
LIMITS
$1M–$5M

WHAT'S COVERED

  1. 01Breach response. Forensics, notification, and credit monitoring.
  2. 02Ransomware. Negotiation, payment, and restoration.
  3. 03Business interruption. Lost income while systems are down.
  4. 04Data liability. Claims from customers and employees.

COMMON QUESTIONS

We use cloud software. Are we still exposed?
Yes. Payroll and HR data are prime targets regardless of where they live.
What do carriers require?
Usually MFA, backups, and endpoint protection.
Can I bundle this with other coverage?
Yes. One application covers every line we quote, with one renewal calendar and one advisory team.
Does Worklio payroll help?
If you run payroll on Worklio HCM, we pre-fill company details, headcount, and payroll data. We also work with any other payroll provider.

WHAT AFFECTS YOUR PRICE

  1. 01Records stored and revenue
  2. 02MFA, backups, and endpoint protection
  3. 03Incident response planning
  4. 04Prior incidents

HOW WE QUOTE IT

APPLICATION
ACORD 125 + carrier supplement
WHAT TO HAVE READY
  • Security controls questionnaire
  • Revenue and record counts
On Worklio HCM? Payroll and headcount data are pre-filled.
  • $35+ Billion
    PAYROLL AND TAXES PAID
  • 23+ Million
    ACH TRANSACTIONS
  • 4.3+ Million
    W-2S / 1099S PROCESSED
  • 2.8+ Million
    EMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING

See your rates before your next renewal.