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COVERAGE / WORKERS' COMP / STATES / DISTRICT OF COLUMBIA
WORKERS' COMP · DISTRICT OF COLUMBIA

Workers' comp in the District of Columbia.

The District of Columbia requires workers' comp from the first employee. Class codes follow NCCI's manual, with the District of Columbia's exceptions. You buy coverage from carriers.

REQUIRED
From the first employee
RATING BUREAU
NCCI
CLASS CODES
NCCI codes
BUY FROM
Carriers
WHO MUST CARRY IT

Required from the first employee.

The rule

The District of Columbia requires workers' comp from the first employee.

Source: D.C. Code §32-1534, security for payment of compensation, checked October 5, 2026.

Coverage rules: DC Department of Employment Services, Office of Workers' Compensation, Employer brochure (PDF), checked October 5, 2026.

CLASS CODES HERE

Class codes follow NCCI's manual, with the District of Columbia's exceptions.

Rating bureau

NCCI is the District of Columbia's rating organization.

Class system

NCCI's codes, with the District of Columbia's exceptions.

Codes on our pages

Not confirmed for the District of Columbia: NCCI states use NCCI's codes with their own exceptions. An advisor confirms your class codes.

List: NCCI State Map: NCCI, independent bureau and monopolistic states, read from an archived copy dated September 29, 2026; not confirmed for the codes on our pages.

ESTIMATE YOUR PREMIUM

Your payroll, your rate, before discounts and assessments.

Your rate comes from carriers that actively write the class.

Payroll in this class
Codes on our pages; not confirmed for the District of Columbia. An advisor confirms your class codes.
Gross pay for the work in this class. Pre-tax deductions (401(k), Section 125) count. Overtime premium (the extra half) usually does not. Check your state's rules.
For the cost per employee.
PAY FREQUENCY
Your rating
From your quote or policy. Where loss costs are filed instead of rates, as in Texas, they leave out the carrier's expenses and are lower than your rate.
Compares your payroll and claims with the average employer in the same class codes. At 1.00 premium is unchanged; below 1.00 it drops, above 1.00 it rises.
SCHEDULE RATING
0 if your quote shows none.
If your quote shows one.
ESTIMATED ANNUAL PREMIUM · THIS CLASS
Enter your rate
Before discounts and assessments.

Worklio Insurance bills pay-as-you-go comp with each payroll, no deposit; the audit usually confirms what you've already paid.

Not included: premium discount on larger policies, state assessments, terrorism and catastrophe charges, minimum premium.Get a real quote

COMMON QUESTIONS

Do I need workers' comp in the District of Columbia?
Yes. The District of Columbia requires workers' comp from the first employee.
Who sets class codes in the District of Columbia?
NCCI, as the District of Columbia's rating organization. Class codes follow NCCI's manual, with the District of Columbia's exceptions. An advisor confirms your class codes.
Is Worklio Insurance licensed in the District of Columbia?
Worklio Insurance Services LLC's producer is licensed in the District of Columbia, and the agency license there has been applied for. See insurance licenses

SOURCES

Figures as of September 29, 2026.

For planning, not a quote or a classification ruling. An advisor confirms your class codes with your carrier.

See your rates before your next renewal.