INDUSTRIES · FACILITY SERVICES
Covered at every client site you service.
Janitorial, security guard, and facility maintenance companies whose teams work inside client buildings.
THE FACILITY SERVICES STACK
What companies like yours usually carry.
Workers' compSlips, lifting, and chemical exposure at client sitesStatutoryREQUIREDBOP / general liabilityDamage to clients' property and third-party injury$1M / $2MREQUIREDSurety bondsJanitorial service bonds and client contract bondsPer contractREQUIREDCommercial crimeThird-party theft coverage for client property$250KRECOMMENDEDCommercial autoService vans and site-to-site driving$1M CSLRECOMMENDEDEmployment practicesHigh-turnover workforce claims$1MRECOMMENDED
- 01Client COIs on demandIssue certificates for every new contract.
- 02Janitorial bondsIssued the same day in most states.
- 03Comp by siteClass codes tracked per client location.
TOP RISKS WE PLAN FOR
- 01Injuries at client sites. Slips, lifting, and chemicals drive comp.
- 02Client property. Damage and theft at client buildings.
- 03Contract bonds. Janitorial and service contracts often require bonds.
FACILITY SERVICES QUESTIONS
- Do you write janitorial bonds?
- Yes, often issued the same day.
- Is third-party theft covered?
- Yes, through commercial crime with a client coverage option.
YOUR PROGRAM AT A GLANCE
Every line a facility services company typically needs, on one application.
WORKFORCEWorkers' compPay-as-you-go premiums billed with each payrollPROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business propertyFINANCIAL + MANAGEMENTSurety bondsLicense, contract, and fidelity bonds issued fastFINANCIAL + MANAGEMENTCommercial crimeEmployee theft, fraud, and funds-transfer schemesPROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and driversWORKFORCEEmployment practicesWrongful termination, harassment, discrimination claims
HOW IT WORKS FOR FACILITY SERVICES
- 01Connect payroll. Census, wages by class code, and locations pulled from Worklio HCM or uploaded.
- 02Market to carriers. We submit to carriers that actively write facility services risks.
- 03Compare and bind. Side-by-side options with limits, deductibles, and total cost.
- 04Service all year. COIs, claims advocacy, audits, and renewal planning from one team.
WHAT WE'LL NEED TO QUOTE YOU
APPLICATIONS
- ACORD 125
- ACORD 130
- ACORD 126
- ACORD 140
- Surety application
- Carrier supplement
- ACORD 127
- ACORD 129
DOCUMENTS
- Payroll by class code (from payroll)
- Loss runs, 3–5 years
- Current policy declarations
- Experience mod worksheet
- Revenue and operations description
- Statement of values by location
- CPA-reviewed financial statements
- Work-in-progress schedule
AFTER YOU BUY
- Certificates on demandIssue COIs with additional insureds from your dashboard.
- Claims advocacyYour advisor works the claim with the carrier.
- Audits without surprisesPayroll-based premiums reconcile as you go.
- Renewal planningOptions on the table 60 days before renewal.
WORTH CONSIDERING
EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriersEMPLOYEE BENEFITSLife + disabilityGroup term life, AD&D, short- and long-term disabilityPROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liabilityFINANCIAL + MANAGEMENTDirectors + officersProtects leadership from management decision claims
- $35+ BillionPAYROLL AND TAXES PAID
- 23+ MillionACH TRANSACTIONS
- 4.3+ MillionW-2S / 1099S PROCESSED
- 2.8+ MillionEMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING
