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INDUSTRIES · LOGISTICS

Keep trucks, warehouses, and drivers covered.

Fleet, warehouse, and driver coverage for distribution and last-mile companies.

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THE LOGISTICS STACK

What companies like yours usually carry.

Limits shown are common minimums, not advice.
Commercial autoFleet trucks and delivery vans$1M CSLREQUIREDWorkers' compLoading, lifting, and warehouse injuriesStatutoryREQUIREDBOP / general liabilityWarehouse property and liability$1M / $2MREQUIREDUmbrellaShipper and broker contract limits$5MRECOMMENDEDCommercial crimeCargo and inventory theft$250KCONSIDER
  1. 01
    Fleet safety credits
    Telematics data can lower auto premiums.
  2. 02
    Warehouse comp
    Seasonal peaks without a deposit.
  3. 03
    Driver onboarding
    MVR checks at hire, in payroll.

TOP RISKS WE PLAN FOR

  1. 01Fleet accidents. Commercial auto is typically the largest premium.
  2. 02Warehouse injuries. Loading and lifting drive comp claims.
  3. 03Cargo and inventory. Theft and damage in transit or storage.

LOGISTICS QUESTIONS

Can telematics lower auto premiums?
Many carriers offer credits for fleet safety data.
Is seasonal hiring a problem for comp?
Not with pay-as-you-go: premiums follow actual payroll.
YOUR PROGRAM AT A GLANCE

Every line a logistics company typically needs, on one application.

PROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and driversWORKFORCEWorkers' compPay-as-you-go premiums billed with each payrollPROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business propertyPROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liabilityFINANCIAL + MANAGEMENTCommercial crimeEmployee theft, fraud, and funds-transfer schemes

HOW IT WORKS FOR LOGISTICS

  1. 01Connect payroll. Census, wages by class code, and locations pulled from Worklio HCM or uploaded.
  2. 02Market to carriers. We submit to carriers that actively write logistics risks.
  3. 03Compare and bind. Side-by-side options with limits, deductibles, and total cost.
  4. 04Service all year. COIs, claims advocacy, audits, and renewal planning from one team.

WHAT WE'LL NEED TO QUOTE YOU

APPLICATIONS
  • ACORD 125
  • ACORD 127
  • ACORD 129
  • ACORD 130
  • ACORD 126
  • ACORD 140
  • ACORD 131
  • Carrier supplement
DOCUMENTS
  • Vehicle schedule with VINs
  • Driver list with license numbers
  • Loss runs, 3–5 years
  • Payroll by class code (from payroll)
  • Current policy declarations
  • Experience mod worksheet
  • Revenue and operations description
  • Statement of values by location

AFTER YOU BUY

  • Certificates on demand
    Issue COIs with additional insureds from your dashboard.
  • Claims advocacy
    Your advisor works the claim with the carrier.
  • Audits without surprises
    Payroll-based premiums reconcile as you go.
  • Renewal planning
    Options on the table 60 days before renewal.

WORTH CONSIDERING

EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriersEMPLOYEE BENEFITSLife + disabilityGroup term life, AD&D, short- and long-term disabilityWORKFORCEEmployment practicesWrongful termination, harassment, discrimination claimsFINANCIAL + MANAGEMENTDirectors + officersProtects leadership from management decision claims
TOOLCoverage finderCheck required lines for your states.TOOLSavings calculatorEstimate first-year value.GUIDELeaving a PEOOwn your plans and policies.WORKLIO HCMPayroll for logisticsIndustry pay rules, on one platform.
  • $35+ Billion
    PAYROLL AND TAXES PAID
  • 23+ Million
    ACH TRANSACTIONS
  • 4.3+ Million
    W-2S / 1099S PROCESSED
  • 2.8+ Million
    EMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING
OTHER INDUSTRIESSenior careHealthcareBehavioral healthDental + veterinary groupsManufacturingConstructionAuto dealer groupsFranchise groupsStaffingFacility servicesRestaurantsHotelsProfessional servicesEducation + childcareNonprofits

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