Can I buy from Louisiana Workers' Compensation Corporation (LWCC)?

Yes. Louisiana Workers' Compensation Corporation (LWCC) writes workers' comp in Louisiana, alongside other carriers.

Is Worklio Insurance licensed in Louisiana?

Worklio Insurance Services LLC's producer is licensed in Louisiana, and the agency license there has been applied for.

COVERAGE / WORKERS' COMP / STATES / LOUISIANA

WORKERS' COMP · LOUISIANA

Workers' comp in Louisiana.

Louisiana requires workers' comp from the first employee. Class codes follow NCCI's manual, with Louisiana's exceptions. You buy coverage from carriers, including Louisiana Workers' Compensation Corporation (LWCC).

REQUIRED: From the first employee
RATING BUREAU: NCCI
CLASS CODES: NCCI codes
BUY FROM: Carriers, including Louisiana Workers' Compensation Corporation (LWCC)

WHO MUST CARRY IT

Required from the first employee.

The rule

Louisiana requires workers' comp from the first employee. Louisiana's rule: part-time and seasonal employees and minors count.

Source: Louisiana Works, Office of Workers' Compensation Administration, Rights and Responsibilities for Workers' Compensation FAQs, read from an archived copy dated July 16, 2026.

Coverage rules: Louisiana Works, Office of Workers' Compensation Administration, Rights and Responsibilities for Workers' Compensation FAQs, read from an archived copy dated July 16, 2026.

CLASS CODES HERE

Class codes follow NCCI's manual, with Louisiana's exceptions.

Rating bureau

NCCI is Louisiana's rating organization.

NCCI (National Council on Compensation Insurance)

Class system

NCCI's codes, with Louisiana's exceptions.

Manual: NCCI Basic Manual for Workers Compensation and Employers Liability Insurance, with state exceptions (subscription)

Codes on our pages

Not confirmed for Louisiana: NCCI states use NCCI's codes with their own exceptions. An advisor confirms your class codes.

All class codes, by industry

List: NCCI State Map: NCCI, independent bureau and monopolistic states, read from an archived copy dated September 29, 2026; not confirmed for the codes on our pages.

ESTIMATE YOUR PREMIUM

Your payroll, your rate, before discounts and assessments.

Your rate comes from carriers that actively write the class.

Payroll in this class

CLASS CODECodes on our pages; not confirmed for Louisiana. An advisor confirms your class codes.

PREMIUM PAYROLL IN THIS CLASS, PER YEARGross pay for the work in this class. Pre-tax deductions (401(k), Section 125) count. Overtime premium (the extra half) usually does not. Check your state's rules.

EMPLOYEES IN THIS CLASSFor the cost per employee.

PAY FREQUENCY

Your rating

YOUR RATE PER $100 OF PREMIUM PAYROLLFrom your quote or policy. Where loss costs are filed instead of rates, as in Texas, they leave out the carrier's expenses and are lower than your rate.

EXPERIENCE MODCompares your payroll and claims with the average employer in the same class codes. At 1.00 premium is unchanged; below 1.00 it drops, above 1.00 it rises.

SCHEDULE RATING

SCHEDULE CREDIT OR DEBIT, %0 if your quote shows none.

EXPENSE CONSTANT, PER YEARIf your quote shows one.

ESTIMATED ANNUAL PREMIUM · THIS CLASS

Enter your rate

Before discounts and assessments.

Worklio Insurance bills pay-as-you-go comp with each payroll, no deposit; the audit usually confirms what you've already paid.

Not included: premium discount on larger policies, state assessments, terrorism and catastrophe charges, minimum premium.Get a real quote

COMMON QUESTIONS

Do I need workers' comp in Louisiana?: Yes. Louisiana requires workers' comp from the first employee. Louisiana's rule: part-time and seasonal employees and minors count.
Who sets class codes in Louisiana?: NCCI, as Louisiana's rating organization. Class codes follow NCCI's manual, with Louisiana's exceptions. An advisor confirms your class codes.
Can I buy from Louisiana Workers' Compensation Corporation (LWCC)?: Yes. Louisiana Workers' Compensation Corporation (LWCC) writes workers' comp in Louisiana, alongside other carriers.
Is Worklio Insurance licensed in Louisiana?: Worklio Insurance Services LLC's producer is licensed in Louisiana, and the agency license there has been applied for. See insurance licenses

SOURCES

Louisiana Works, Office of Workers' Compensation Administration, Rights and Responsibilities for Workers' Compensation FAQsWho must carry it, coverage rules, read from an archived copy dated July 16, 2026.
NCCI State Map: NCCI, independent bureau and monopolistic statesRating bureau, class system, class codes (not confirmed), read from an archived copy dated September 29, 2026.

Figures as of February 7, 2026.

For planning, not a quote or a classification ruling. An advisor confirms your class codes with your carrier.

MORE ON WORKERS' COMP

ALL STATESWorkers' comp by stateWho must carry it, who sets class codes and where to buy, in each state.ALL CLASS CODESEvery code, by industryOffice, sales and the codes for each industry we serve.COVERAGEWorkers' compPay-as-you-go premiums billed with each payroll WORKLIO HCMPayroll taxes in LouisianaEmployer payroll tax rates, on Worklio HCM.

See your rates before your next renewal.

Start a quote Calculate savings