OPEN ENROLLMENT · 2027 · ACME FIELD SERVICES
- 01 DEPENDENTS
- 02 MEDICAL
- 03 DENTAL + VISION
- 04 ACCOUNTS
- 05 REVIEW
STEP 02 · MEDICAL
Which plan costs you less this year?
Answer two questions. We'll estimate your total yearly cost (premiums, out-of-pocket care, the company's HSA deposit, and taxes saved) and the worst case for each plan.
WHO'S COVERED
HOW MUCH CARE DO YOU EXPECT?
Several visits, a specialist, regular prescriptions. About $4,000 in care.
OUR ESTIMATE
The Silver PPO saves you about $134 this year.
At this level of care, the PPO’s lower deductible and copays save more than the HDHP’s lower premium.
Silver PPOLOWER EXPECTED COST
$120/mo · deductible $1,000 · out-of-pocket max $4,500
- Premiums · 12 months
- $1,440
- Expected out-of-pocket
- $1,200
- Company HSA deposit
- —
- Tax saved on HSA contributions
- —
HSA HDHP
$45/mo · deductible $3,200 · out-of-pocket max $6,000
- Premiums · 12 months
- $540
- Expected out-of-pocket
- $3,280
- Company HSA deposit
- −$500
- Tax saved on HSA contributions
- −$546
Estimates use typical costs for your answers, a 19.65% combined tax rate on HSA contributions, and this year's plan rates. Your actual costs will differ.
AFTER YOU ENROLL
Your benefits, in your pocket.
Digital ID cards, deductible tracking, HSA balance, and licensed advocates who fix billing problems for you.
9:41
MY BENEFITS · 2026
Hi, Marcus.
MEDICAL · SILVER PPOCARRIER B
MEMBER ID
XWK 4471 0932
GROUP
0082174
DEDUCTIBLE · IN-NETWORK
$1,640of $2,500
Find care
In-network
HSA
$3,210
9:41
ASK AN ADVOCATE
Your benefits team
I got a $480 bill for an MRI. Is that right?
It was billed out-of-network by mistake. I've asked the carrier to reprocess it. You should owe $120.
PRIYA · ADVOCATE · 2 MIN AGO
Ask about coverage, claims…