Workers' comp class codes, by industry.
A class code describes your business, not each job in it, and each code has its own rate per $100 of payroll. Office staff, outside salespeople and drivers can take codes of their own. Find your industry's codes: each page says what work the code covers, which pay counts and where it applies, with an estimate at your own rate.
Office and sales, every industry
8810 Clerical office
Office staff whose desks are kept apart from the work floor.
8742 Outside sales
Salespeople and collectors who work away from the employer's premises.
Construction
5606 Construction executives and superintendents
Construction executives and superintendents who manage through foremen.
5645 Residential carpentry
Carpentry on residential dwellings up to three stories, under NCCI's wording.
5403 Carpentry, commercial and taller dwellings
Carpentry on commercial buildings and dwellings over three stories.
5437 Cabinet and interior trim installation
Cabinet and interior trim subcontractors only.
5474 Painting
Painting not classed elsewhere, with shop work and drivers.
5445 Drywall installation
Drywall and wallboard installation, taping and finishing.
5478 Floor covering installation
Carpet, vinyl, linoleum and other resilient floor installation.
5348 Ceramic tile and indoor stone
Interior ceramic tile, stone, marble, mosaic and terrazzo work.
5183 Plumbing
Plumbing and pipe fitting, with shop work and drivers.
5537 HVAC and refrigeration
HVAC and refrigeration installation, service and repair.
5538 Sheet metal work
Sheet metal work in the shop and on site.
5190 Electrical wiring
Electrical wiring within buildings.
5221 Concrete flatwork
Concrete floors, driveways, yards and sidewalks.
5213 Concrete construction
Concrete construction not classed elsewhere, forms included.
5022 Masonry
Masonry not classed elsewhere.
5551 Roofing
Roofing of all kinds, with drivers.
5057 Iron or steel erection
Iron or steel erection not classed elsewhere.
5102 Door and window installation
Door and window installation; the scope differs by state.
5506 Road paving
Street and road paving and repaving.
5507 Road subsurface work
Road subsurface work: clearing, excavation, filling and grading.
6217 Excavation
Excavation, filling and backfilling not classed elsewhere.
5610 Construction debris removal
Construction debris removal; some states use another code.
6400 Fence installation
Installing and repairing metal, vinyl, wood and concrete panel fences.
0042 Landscape gardening
Landscape gardening, with drivers.
Manufacturing
2802 Carpentry shops
Carpentry shop work such as trusses, stairs and millwork.
3724 Machinery erection and repair
Installing or repairing machinery and equipment for others.
3632 Machine shops
Making or repairing machines, and job machining, in your own shop.
3400 Stamped metal goods manufacturing
Mass-produced stamped metal goods.
3179 Electrical equipment manufacturing
Making electrical apparatus, fixtures and appliances.
2883 Wood furniture manufacturing
Wood furniture and cabinet making with power machinery.
2003 Bakeries
Baking for sale, with salespeople and drivers.
4299 Printing
Printing and lithographing; office and design staff are rated apart.
Healthcare
8832 Physician and dental offices
Physician and dental offices, with their clerical staff.
8835 Home and traveling health care
Home health, public and traveling nursing, all employees.
Senior care
8835 Home and traveling health care
Home health, public and traveling nursing, all employees.
8829 Nursing and convalescent homes
Nursing and convalescent homes; Minnesota rates only care staff here.
8824 Retirement living, care staff
Staff who give residents care at retirement living centers.
Dental + veterinary
8832 Physician and dental offices
Physician and dental offices, with their clerical staff.
Veterinary practices take their own class, not 8832: in Minnesota, 8844 for small-animal clinics and 8845 for large or mixed practices. A page for them comes later. See dental + veterinary coverage
Professional services
8803 Traveling auditors and accountants
Clerical-type staff of accounting or computer firms who travel to clients.
8820 Law firms
Law offices: attorneys and all other staff in one class.
8601 Consulting architects and engineers
Firms whose own business is consulting architecture or engineering.
Nonprofits
8864 Social services organizations
Organizations serving people with mental, physical or emotional challenges.
Education + childcare
8869 Child day care
Child day care centers and day camps, all employees.
8868 Schools, teaching and office staff
Schools' and colleges' professional and clerical staff.
9101 Schools, all other staff
Every school and college employee not in 8868.
Restaurants
9082 Restaurants
Restaurants not classed elsewhere, including those with wait staff.
9083 Fast food restaurants
Restaurants that prepare and serve food with no wait staff.
Franchise groups
9083 Fast food restaurants
Restaurants that prepare and serve food with no wait staff.
8869 Child day care
Child day care centers and day camps, all employees.
Hotels
9052 Hotels, all other staff
Hotel and motel employees other than restaurant staff.
9058 Hotel restaurant staff
Restaurant employees of a hotel or motel.
Facility services
9014 Janitorial contractors
Janitorial and cleaning contractors, with their drivers.
Logistics
8292 Storage warehouses
General merchandise storage warehouses; drivers are rated apart.
7219 Trucking
Trucking for hire: all employees and drivers.
7380 Commercial drivers
Drivers and their helpers, where the main class leaves drivers out.
8018 Wholesale stores
Wholesale stores and dealers that no other class describes.
Auto dealer groups
8748 Auto salespersons
Auto salespeople, on or off the dealer's premises.
8380 Auto service and repair centers
Auto service and repair centers; in Minnesota, dealerships minus salespeople.
Staffing
Staffing has no code of its own. Under Minnesota's rule, a worker placed with a client takes the same class as the client's own employees doing similar work, so class codes are mapped per placement. See staffing coverage
Where codes differ
NCCI is the rating bureau in 35 states and DC, and the codes here follow its numbering. Eleven states have their own rating bureau, and in North Dakota, Ohio, Washington and Wyoming workers' comp comes from the state fund. Texas uses NCCI codes with its own loss costs, and leaves some out. Each code page says where it applies.
Who must carry it, state by state: workers' comp by state.
Worklio Insurance Services LLC is a licensed insurance agency. Its producer is licensed in all 50 states and DC, and the agency license is active in 6 states, with the rest applied for. See insurance licenses. Class code pages explain; your carrier and an advisor confirm your class codes.