INSURANCE
ACME FIELD SERVICES · 142 EMPLOYEES

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MONTHLY PREMIUM
$71,484
All benefit lines
COMP · LAST PAYROLL
$3,036
Sep 19 · 4 class codes
MEDICAL ENROLLMENT
78%
111 of 142 eligible
NEXT RENEWAL
Jan 1
96 days · quotes in
Renewal · 2027 plan year3 OPTIONS READY
LINECURRENTPROPOSEDCHANGE
Medical$67,932$69,290+2.0%
Dental$2,418$2,301−4.8%
Vision$612$6120.0%
Life + disability$522$498−4.6%
Total / month$71,484$72,701+1.7%
Carrier's initial offer was +11.4%. Compare options
Bill audit · September3 ISSUES
  • Termed employee still billed$684
  • Tier mismatch · EE+1 billed as family$412
  • New hire missing from invoiceFlagged
Peer benchmarkILLUSTRATIVE
Employer medical cost / enrollee / mo vs field-services employers, 100–250 employees
You · $612Peer median · $655
Compliance calendar
  • OCT 14Medicare Part D notice to employees
  • NOV 1Open enrollment · SBCs to employees
  • FEB 1Post OSHA 300A summary
  • JUL 31Form 5500 for calendar-year plans